Apparently, on the 1st of april, I got a direct deposit in my bank account....
...from the job that fired me a MONTH ago.
How does this happen?
is it safe to pull the money out?
will I get in trouble if they realize it's a mistake and I use the money?
If this is an april fools joke it is the cruelest one ever...
Comments
Either this is a HUGE fuck up on their end, or a manager who still has access to payroll is looking out for me.
I can't even believe this happened, you don't GET lucky breaks like this. And you don't know how terribly I need the money...
fucking wow.
Now being a corporation, I'm sure they'll get more respect than you or I... but I know for certain that if you wrote me a check, and called them to cancel it after it had cleared and been withdrawn, they would tell you they can't.
I worry I'm just being too optimistic here, but this is my theory. please criticize it at will.
The response you will get it "you knew it wasn't your money" which is true. Much like when someone does fraud on your debit card or credit card, you claim it as fraud and get it back.
okay, so what am I looking at here for worst case scenario?
And in your professional opinion, what course of action do you recommended?
Reading your other post I can guess at what the answer to my second question will be..
really, if I can bullshit my way out of the fees (aka play dumb) I'd be willing to accept this as a loan.
The best thing to do would, of course, be to do nothing with the money and call your old job. Let them know what happened and see if it is legit. You never know, maybe it is some sort of profit sharing or something? That is the best thing to do in this situation.
Basically it boils down to this...you won't go to jail if you take the money out and never pay it back. This isn't "stealing" techincally but they will make your account negative (assuming it isn't legit money) and you will be placed on chexsystems. They know that you know that you shouldn't have money coming from them.
Basically if you keep it and it obviously isn't yours then you can't plead a good case.
C/O
"fuck those red wavy lines, I write in Canadian, cheque, cheque, cheque"
Still play dumb.
Say you thought it was severance pay, or a check that you forgot to cash from a while ago or that got lost in the mail for a few weeks.
If the check has your name on it and shit, I'd take it. These jokers already sent out a direct deposit to someone they no longer employ and didn't catch it. What's to say they'll notice the money?
I make horrible decisions though, so maybe you shouldn't do what I would do.
Is make a thread about it.
Go spend it dumbass.
That is fine, I'm just saying what WILL happen in the case that it legitimately was a mistake. The money WILL be debited from your account. That is a fact. From there I don't know what recourse you have, if any...but it isn't the bank that you'll be dealing with in that case.